Soft Settle

Soft Settle makes money between people simple, clear, and stress-free. Track private personal spending, share group expenses with friends, roommates, and families, and record settlements when money moves outside the app. Soft Settle is a shared ledger — not a bank, wallet, or payment processor.

Use My spending for expenses that are only yours. Create shared groups for dinners, rent, travel, and household costs. Split equally, by percentage, exact amounts, or shares. Keep multi-currency balances separate so travel and remittance groups stay accurate. Sign in with an email one-time code — no password.